Workers' compensation covers all necessary medical treatments related to the injury or illness, including doctor visits, surgeries, physical therapy, prescriptions, and travel expenses for medical appointments.
Wage Replacement Benefits
If you are unable to work due to your injury, you may be entitled to wage replacement benefits:
- Temporary Total Disability (TTD): If you cannot work at all while recovering, you may receive 66 2/3% of your average weekly wage.
- Temporary Partial Disability (TPD): If you can return to work but earn less than 80% of your pre-injury wages, you may receive a portion of the difference.
- Permanent Total Disability (PTD): If you are permanently unable to work, you may receive benefits for life.
Impairment Benefits
If your injury results in a permanent impairment, you may receive impairment benefits based on the severity of the impairment and your pre-injury wages.
Death Benefits
If a worker dies due to a work-related injury or illness, their dependents may receive death benefits, including funeral expenses and financial support.